Client case studies

Our clients' trust and dedication lead to success.

At Able Wealth Management, we simplify the path to financial success. We understand the challenge of navigating through financial complexity. That’s why we share real success stories from our clients on our website. These client case studies showcase how we’ve tailored strategies for financial planning, wealth management, investing, and more, to achieve their financial goals.

Results Are More Than Just Numbers

Financial success isn’t just about figures on a page; it’s about real results that secure a better future. Our client case studies provide a look into the personalized planning that has significantly improved our clients’ financial situations.

These stories don’t just showcase our methods; they reassure you that for every financial challenge, there’s a strategic solution. Each case study reflects our commitment to putting our clients’ needs first.

Your Partner in Wealth Management

Count on us for financial planning, wealth management, tax planning, and investment management. We’re here to help you make significant changes in your financial life, backed by stories of those we’ve already helped on their path to financial security.

Creative Entrepreneur

TV & Film Writer

Technology Professional

Real Estate Investors

Client Case Studies Financial Success

Financial Planning Client Case Studies

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Creative Entrepreneur

Ages

35

Jobs

Graphic Designer

Household Income

$150,000

Profile

Jane, a 35-year-old highly successful graphic designer in the advertising industry, had long felt she was missing out on opportunities to grow her wealth due to her busy schedule. She sought the assistance of a financial planner to help her plan and prioritize her financial goals.

Challenges

Jane’s primary challenge was the difficulty in planning her finances while juggling her frequent projects and deadlines. Due to the inconsistencies in her income, she struggled to keep tabs on her finances effectively. She also needed someone to help guide her on investments and financial planning and provide her with the keen insights she wasn’t accustomed to receiving.

Strategy

We took a customized approach to Jane’s financial profile by having extensive meetings to understand her financial goals, objectives, and challenges. Together, we evaluated these factors with a holistic financial plan and determined the best ways to support her. We began by working out a budget that allowed her enough room to cover her essential expenses while still funding her savings goals. To help Jane overcome her financial challenges, we established a budget to track her income and expenses, set up automatic payments to her savings account once a month, and provided her with tailored investment advice that best fits her financial objectives. This put her investments on autopilot and enabled her to focus more on her work.

Results

With our financial planning guidance, Jane now has a clear understanding of her financial health, allowing her to make more informed decisions, including investments. She has met her savings target, and her investment portfolio is performing exceptionally well, more than she had hoped for.

Our approach helped Jane save more money and provided a step-by-step guide on how Jane should invest her funds. With this guidance, Jane can rest assured that she is gradually growing her wealth, all while staying focused on her work.

Film & TV Writer

Ages

42

Jobs

Film & TV Writer

Household Income

$2,500,000

Profile

Our client is a freelance writer with two teenage children who recently sold their TV and film rights to their latest book for an upfront payment of $2,500,000 and the possibility of significant future earnings. With no prior financial plan in place, the client required guidance in developing a strategy for aggressive saving and investing, estate planning, establishing a business entity, and managing their newfound wealth.

Challenges

The client had no prior experience in managing a large sum of money and required guidance in developing a comprehensive financial plan. They also needed to establish a business entity to manage their future earnings and ensure proper tax planning. Additionally, the client required assistance in estate planning to ensure their assets were protected and passed down to their children in the most tax-efficient manner.

Strategy

Our financial planning firm worked with the client to develop a comprehensive financial plan that included aggressive saving and investing strategies, estate planning, and the establishment of a business entity. We also provided guidance on tax planning and worked with the client’s legal team to ensure all necessary legal documents were in place.To ensure the client’s future earnings were managed properly, we recommended establishing a limited liability company (LLC) and worked with the client’s legal team to draft the necessary documents. We also provided guidance on tax planning and worked with the client’s accountant to ensure proper tax reporting.For estate planning, we recommended establishing a trust to protect the client’s assets and ensure they were passed down to their children in the most tax-efficient manner. We worked with the client’s legal team to draft the necessary documents and ensure proper implementation.

Results

With our guidance, the client was able to establish a comprehensive financial plan that included aggressive saving and investing strategies, estate planning, and the establishment of a business entity. They were also able to manage their future earnings properly and ensure proper tax planning.The client’s assets were protected and passed down to their children in the most tax-efficient manner, and they were able to establish a business entity that allowed them to manage their future earnings properly. Overall, the client was able to achieve financial security and peace of mind knowing their finances were properly managed.

Tech Professional

Ages

41

Jobs

Product Manager

Household Income

$450,000

Profile

John, a 41-year-old professional residing in Los Angeles, approached our financial planning firm seeking expert advice on managing his finances, including his salary of $450,000, Non-Qualified Stock Option (NQSO) grants, and Incentive Stock Option (ISO) grants. With a net worth of $1,000,000 and maximum contributions to his Roth 401k, John sought guidance on integrating an anticipated inheritance, estate planning, aggressive savings for future goals, and optimizing his stock options in light of an upcoming IPO.

Challenges

John’s financial situation presented several challenges, including optimizing his stock options, maximizing savings to achieve his financial goals, and planning for an anticipated inheritance. Furthermore, he needed to minimize estate taxes by strategically using GRATs and CRUTs while ensuring adequate funding for his wedding and future travel plans.

Strategy

We conducted a comprehensive financial analysis for John to develop a customized plan that addresses multiple aspects of his financial life. This included investment strategy, tax and estate planning, as well as philanthropic objectives. A stock option selling strategy was tailored in partnership with a tax expert to align with John’s specific financial goals, such as his anticipated inheritance and upcoming wedding expenses. We aimed to optimize gains while reducing tax impact. Retirement planning involved advice on Roth 401k contributions, backdoor Roth options, and HSAs for tax-efficient growth. We suggested a six-month emergency fund to secure his financial standing during unexpected situations. Strategies were also devised to incorporate John’s future inheritance in the most tax-efficient manner across his portfolio. Lastly, a thorough estate plan, featuring GRATs and CRUTs, was implemented to minimize estate taxes and facilitate a smooth transfer of wealth to his heirs.

Results

Leveraging our expertise, John successfully met his financial objectives via a long-term strategy that combined tax-efficient stock option plans and retirement savings. This was tailored to align with his future financial needs, including an anticipated inheritance, early retirement, and extensive travel plans.

Real Estate Investors

Ages

48 & 44