Privacy policy notice
We work hard to maintain your privacy and to preserve the private nature of our relationship with you.
We place the highest value on the information you share with us. Able Wealth Management will not disclose your personal information to anyone unless it is required by law or at your direction. We will not sell your personal information. Able Wealth Management will also provide the privacy statement to all clients annually.Investment advisers are required by law to inform their clients of their policies regarding privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law. Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.At Able Wealth Management, we are committed to safeguarding your privacy. As a registered investment advisory firm, we are legally obligated to inform you about how we handle your personal information. Our commitment to confidentiality goes beyond what is mandated by federal law, ensuring an extra layer of security for your data.
Information We Collect
Nonpublic Personal Information (NPI)
To deliver our services effectively, we gather various types of Nonpublic Personal Information (NPI). This may encompass, but isn’t restricted to:
- Social Security Number
- Date of Birth
- Banking Details
- Financial Account Numbers and Balances
- Sources of Income
- Credit Card Information
This information is either directly provided by you or obtained with your explicit authorization. Even after you are no longer a client, we may retain and share your information as outlined in this notice.
How We Share Your Information
Disclosure to Third Parties
We are dedicated to safeguarding your privacy and do not share or sell your personal information to third parties for marketing purposes. Furthermore, we do not share mobile information with third parties or affiliates for marketing or promotional purposes.
We may share your personal information for the following purposes:
- Everyday Business Activities: To process transactions, manage your accounts, adhere to legal requirements, or report to credit bureaus.
- Marketing Purposes: To inform you about our products and services, and for joint marketing with other financial institutions.
- Affiliate Sharing: Our affiliates may use your information for their routine business activities, including transactional experiences and creditworthiness assessments
- Third-Party Marketing: We do not disclose your information to affiliates or non-affiliates for marketing purposes.
Protecting Your Information
Opting Out
We employ a range of security measures, in compliance with federal law, to safeguard your personal information. These measures include computer safeguards, secured files, and a physically secure environment.
Your Rights to Limit Sharing
Security Measures
Federal law grants you the right to limit the sharing of your NPI in certain situations. You may opt-out of:
- Sharing for everyday business activities by non-affiliates, specifically concerning your creditworthiness.
- Sharing with affiliates or non-affiliates for marketing purposes.
Terminology
Definitions
- Affiliates – companies related by common ownership or control. They can be financial and non-financial companies;
- Non-affiliates – companies not related by common ownership or control. They can be financial and non-financial companies;
- Joint marketing –a formal agreement between non-affiliated financial companies that together market financial products or services to you.
Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.